Sayonara, 2020

As 2020 comes to a close, we are looking forward to 2021 with some hope. We have effective vaccines on the horizon, new leadership at the top, and reason to believe that Covid will soon be behind us. Still this year has been tough on all of us, some more than others. Looking on the bright side, we and our friends and family have largely avoided the brunt of the pandemic both from a health perspective and a financial perspective. But like many we’ve had the cloud of the pandemic linger over our heads for many months now.

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